Mendoza School of Business

Regions Financial Corporation names R. Patrick Kruczek, President and COO

Published: February 28, 2008 / Author: Mendoza College

Regions Financial Corporation (NYSE: RF) today announced that it has named John C. Carson,
Jr., 51, as chief executive officer of Morgan Keegan & Company, its full-service brokerage and
investment banking subsidiary. The company also named R. Patrick Kruczek, 43, as president and chief operating officer. Carson will report to Grayson Hall, senior executive vice president, General Banking. Doug Edwards, Morgan Keegan’s President and CEO, will retire in April following 30 years of service to the company.

“We are pleased to have two remarkably talented individuals within Morgan Keegan to lead us into the future,” said Hall. “Both John and Patrick have demonstrated strong leadership and have been instrumental in Morgan Keegan’s growth. Morgan Keegan is a strong complement with the Regions business and will continue to play a critical strategic role in how we serve our customers. We thank Doug for his sterling contributions to the company and wish him well in the
next chapter of his life.”

Kruczek was named chief administrative officer of Morgan Keegan in 2006 with responsibility for operations, technology and human resources. He joined the firm in 1993 as an investment banker. He has held several positions in the Equity Capital Markets division, including institutional sales manager, co-director of the syndicate department, and chief operating officer and director of Equity Research. A certified public accountant, Kruczek earned a Bachelor of Business Administration from the University of Notre Dame and a Master of Business Administration from the University of Tennessee.



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